Brookers Banking and Finance Precedents is an authoritative collection of forms and precedents for professional advisors to enterprises which are in the business of providing loans, securities and other forms of credit.

The logical organisation of this product provides a step-by-step approach and guidance in the following areas:

• Loan agreements
• Disclosure documents
• Securities
• Deeds of priority
• Security releases
• Certificates and acknowledgements
• Transfer of securities.

The database also contains discussion of the relevant provisions of the Credit Contracts and Consumer Finance Act 2003, with appropriate links to relevant documents.

General Information - Credit Contracts and Consumer Finance Act 2003

• Overview and guide to the Act, with links to legislation

Preliminary Materials

• Lending checklist
• Standard information facsimile

Loan Agreements

• Consumer short form loan agreement with guarantor
• Consumer long form loan agreement without guarantor
• Commercial short form loan agreement with guarantor
• Commercial short form loan agreement without guarantor
• Commercial long form loan agreement with guarantor
• Commercial long form loan agreement without guarantor
• Term loan agreements - samples
• Clauses library
• Deeds

Credit Contracts and Consumer Finance Act 2003 Disclosure Documents

• Disclosure statement for revolving credit contracts
• Disclosure statement for consumer credit contracts

Financial Advisers Act 2008 and the Financial Service Providers Register

Securities

• Land Transfer Forms
• Other documents

Deeds of Priority

• Land Transfer Forms
• Other documents
• Clauses library

Security Releases

• Other documents

Certificates and Acknowledgements

• Standard form instruction letter
• Conflict disclosure letter
• Directors’ certificate
• Trustees’ certificate - individual
• Corporate trustees’ certificate - corporate trustee
• Acknowledgement of guarantor - individual
• Guarantor’s acknowledgement - multiple parties
• Acknowledgement of company guarantor - company
• Entitled persons’ agreement
• Solicitor’s certificate

Transfer of Securities

• Deed of assignment of debt and securities
• Deed of transfer of specific security

Codes of Practice

• Code of Banking Practice
• Banking Ombudsman Terms of Reference

Practice Notes